Inside this report...
Learn How To
Own A Home Of Your Own
With 100% Financing!
By
Lawrence D. Elliott
Prudential California Realty
Welcome Future Homeowner!
If you're convinced you will NEVER own a home
of your own,
then you may want to read this FREE Report.
It just may affect the rest of your life!
The American Dream...home ownership. Isn't that what we all strive for during the course of our lives? It somehow makes us feel more secure, more successful. But most of all, it gives us the ability to never, ever have to move when we don't want to.
It makes you the captain of your own ship.
Has this ever happened to you? You open your mail and there it is a notice from your landlord that says he's selling his house and you have 30 days to vacate. But vacate where? You've lived there for 10 years and paid your rent on time month after month after month. Truth is... your kids were born there.
But now, out of the blue you have to uproot your family because of something that is beyond your control. Your sense of belonging is shattered. The very security that gave you some stability in this otherwise crazy, unstable world. Now for the very first time you realize how unfair this is; how temporary things can be. You have no choice...you're moving.
Maybe this hasn't happened to you yet, but it could, couldn't it? Think about it.
You are at the absolute mercy and whim of someone you hardly even know. Someone, who has their own life problems, worries and challenges to deal with. The fact is, they can't afford to be worried or concerned about you or your family.
No matter how nice your Landlord may be, the
bottom line is they're going do
what their going dowhenever they need to do it, PERIOD!
How is it that they could control your life so much? Not to mention the fact that you can't paint walls the color you want or put in the carpet you want. In fact, you can't add a room, make any modifications, or even put too many nail holes in the wall for pictures without the fear that the Landlord will find out and be mad, or worse than that, evict you.
Or what about this:
Every dime you've spent on miscellaneous improvements, repairs, etc.
has only put money in the landlord's pocket.
After all, you won't benefit from any of the things you have done to improve the property. Will you? You may even get in trouble for having done these things.
You spent your time, your money, your energy to do what? To build equity in someone else's bank account. But why not? You're already paying their mortgage payments for them too, aren't you?
Face it. Everyday you are at the total mercy of your Landlord.
You may be saying to yourself right now, "Okay, okay, you're right. How do I keep from ever letting this happen to me again". In fact you may be saying, "I will never let this happen to my family again, or even in the first place. But how?"
Well, let me share with you the information your Landlord is hoping, maybe even praying, you never, ever hear about…
But first let me ask you a very important
question:
What if you could own a home of your very own with NO money down, would you do it?
Of course you would. Read on.
Right now, and I mean right now. There has literally never been a better time to take advantage of this financing window of opportunity.
If you're like most people you, at some point, made the assumption that you simply couldn't afford to own your own home. Right? Maybe. Let me just say this:
We have helped many people just like you buy
a home when they didn't even know they could.
How? Let me tell you...
Lending institutions are hungry for business right now because there just aren't enough over-qualified people borrowing money. That means that they have been forced to do some pretty special things.
Things like offering you home ownership with as little as 3% down payment and in many, many cases NO down payment. That's right I said NO down payment.
If you're anything like me, then I know this
sounds too good to be true.
But the fact is, it's true.
Don't question it anymore. Simply accept the fact that maybe, just maybe, your ship has come in.
I'll bet that right now you can think of three or four of your friends or acquaintances that have purchased a home recently. You probably even said to yourselves "I didn't know they had any money".
They didn't. They got educated as to what's really happening in the real estate market.
It's rather complicated but in a nutshell, the real estate market is hot...
...in fact the prices will go up whether you buy or not! How long will you wait before you make the plunge into the housing market? Will you be priced out of the market when you finally make the decision?
Sellers are selling for more money and the interest rates are starting to go up.
There are fewer people borrowing and the Government is offering some incredibly unheard of loan programs to home buyers. People just like you. And you know what? You probably qualify for one or more of these new special loan programs right now. Most people do and don't even know it.
Here's what you really need to know:
Right now you may already have enough cash to buy a home and even if you don't you can still buy your own home. There are many secrets that most people don't even know exist.
Let me just tell you what The Lawrence & Dave Team has been doing for the last few years of our combined 40-year real estate career. We have been sharing information with folks just like you so that you and your family can be a part of the American Dream. You see I was a tenant for most of my life just like you.
Why don't most agents do this? Well, the truth is that it's hard work. Many agents prefer to work the "easy deals". The ones where people have 20-30% down payment and have income from trust funds, retirement, etc.…
Many loan programs allow gifts.
Many loan programs allow you to get a gift for your down payment and/or closing costs from family members, but what you if don't have any family members that have the necessary funds to help you? You're right back where you started, right?
There is a better way.
Let me share with you a way to buy a home that I'll bet you never even knew about and then we'll wind this up and I'll tell you exactly what you need to do if you think it's time for you to change your life and luck, and finally own your own home.
For example, we all know that FHA, allows you to buy a home for as low as 3% down. But did you know that FHA allows you to get a ZERO DOWN PAYMENT loan in certain areas? That means, if you qualify, you, too, can obtain a mortgage for a home with no down payment! You can even get enough funds to pay most or all of your closing costs!
And there are other programs, that allow you to get a ZERO DOWN PAYMENT loan to buy a home! After we review your situation, we can determine if any of these loan programs would be right for you.
And if they are not, then we'll consider other options.
Why pay rent when you can own a home of your own instead!
Just your desire to own a home, combined with my knowledge of how to be creative, will increase your chances of success dramatically. Not too many real estate agents know how to use the financing methods I've mentioned to you. We feel it is your RIGHT to know the facts!
Here's the bottom line...
... It simply doesn't make sense for you to pay rent. Why give money to your landlord, when you can pay the same money and own a home of your own…and get tax deductions too!
You know what? I can only hope and pray that maybe, just maybe I've got you thinking just a little bit about how you can be the master of your own destiny, the captain of your own ship. I realize that you've probably got lots of questions. In fact, you may have lots and lots of questions. It's okay. That's only normal.
If I've got you thinking, then I've done my job! Now it's time to do yours!
Let's do this. Give me a call while this is fresh on your mind, and you are excited about all the possibilities. Even if you are skeptical, which is also normal, a phone call certainly can't hurt, can it?
Of course it can't.
The worst you will do is spend a few minutes learning.
The best you can do is be rid of your rent payments forever!
And what's wrong with that?
Sincerely,
Lawrence D. Elliott
Your Realtor®
P.S. To find out everything you need to know and get answers to your questions just pick up the phone anytime and call us Toll Free at 1-888-810-SOLD (1-888-810-7653) or send email. If for some reason I'm tied up, just leave me your name and phone number, and that you are calling to find out "How To Own Your Own Home With 100% Financing". Believe me, we'll know what to do.
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Copyright © 1999-2007 Lawrence D. Elliott. All rights reserved.
LAWRENCE D. ELLIOTT of Prudential California Realty is a nationally published author and is YOUR Real Estate professional for Los Angeles, Orange, San Bernardino, and Riverside counties, including the San Gabriel Valley, the Pomona Valley, and the Inland Empire. I offer Properties-By-Email, an MLS search, HUD Home Information, and more. I will assistance you with down payment assistance programs, low downpayment programs, fixer upper properties, FHA loans, seller financing, bank owned homes. You can also find out about HUD homes, single family residences, townhomes, townhouses, special homebuyer opportunities, foreclosure homes, help with bad credit, condos, notice of default help, relocation assistance, P.E.R.S. information, investor programs, special down payment assistance programs, low down payment programs, getting a market analysis of your home. Cities I service include Rowland Heights, Rancho Cucamonga, Mira Loma, Rubidoux, Pedley, Covina, Colton, Cucamonga, Rialto, Pomona, Fontana, Chino, Chino Hills, Upland, Whittier, La Puente, Montclair, Phillips Ranch, La Verne, La Habra, Bloomington, Corona, Walnut, West Covina, Riverside, San Bernardino, Alhambra, Alta Loma, Etiwanda, San Gabriel Valley, Baldwin Park, Pasadena, San Marino, Brea, San Dimas, Diamond Bar, El Monte, Hacienda Heights, Highland, Moreno Valley, Norco, Ontario, Redlands, Jurupa, Claremont, homes for sale in Chino, and Yorba Linda. Pomona real estate Lawrence D. Elliott also has published commentaries, commentary, editorials, and essays.